Jenny had been married for 28 years when she and her husband divorced. She had just been made redundant and with her divorce settlement and redundancy payment she had access to a reasonable lump sum but needed to plan a secure future for herself...

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Elizabeth and James had been married for 14 years and have two children aged 10 and 8. Elizabeth felt that James’ behaviour towards her had changed drastically. She found several
unexplained receipts and confronted James...

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Louise and her partner had split up, and she had subsequently become unable to cope with University life. She decided to take a year out and return home to be with family. Concurrently, she experienced panic attacks and found it difficult to work or be in busy environments...

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